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I got mine after 13k given, but by the time she hit it big and offered to pay me back, I was rich by other means, so I just said no problem bestie you dont have to pay me back- So she was like "Awww! Well you have to take at least this much, or I'll feel bad!", and gave me 2.5k.
Is she a neurotic mess who in no way has any right handling money with the purpose of trying to start a business? Absolutely. But, She will pay you back eventually.
Also if you ever tell her 'No' when she asks for money and ask her to pay you back, she should pay you back the exact amount you've given her, but she'll never call again either and your friendship level tanks.
But yeah, there's actually several places where you can catch the game calling or alluding to her as a scammer. Iirc it's possible to get a call(or i think it was a call) from her where she outright says something along the lines of "So I have this scam--i mean business opportunity for you..."
On the whole, I thought it was an interesting bit of frustration gameplay, handling her and whether I could afford to give her more and more money.
I was the one who gave Lexi the "Whoa" reward on Steam, but I wanted to wait until more people comment on this thread first before I say anything and while she can be annoying sometimes I do not want to delete her either at least partially because she adds gameplay as well if not playing as this sim. The reason why I gave her this reward is because I was not aware of this until recently and I was not aware that Bess could be punished as a result of scamming sims. I have played The SIms 4 since 2022, but I did not know this about Bess Sterling until this thread despite the fact that I own Eco Lifestyle.