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Someone correct me if tested
Yes you do. And 2h fighter archetype doesn't get fighter training feats, so no finesse on 2h swords.
Except for one case. The elven curved sword, it's a finesse 2h sword, so you don't need fighter finesse, you just need weapon finesse. You can test your theory with that.
As for Heavy Armor, you get a LOT more AC from dex/unarmored. There's really no constest there it's the difference between ending up with 100+ AC and 60 something.
1) There are more ways in-game to boost STR than DEX, which means your to-hit and damage bonus will be higher if you go STR-based. 2) You get 1.5x strength bonus when wielding a two-handed weapon, but don't receive 1.5x dex bonus if you have weapon finesse. 3) You have a better selection of high-damage weapons if you aren't restricted to finessable weapons. 4) Finesse requires you to burn feats that could have been used for other damage-boosting options if you'd gone strength-based instead.
It's fine not to care about the damage loss from going DEX-based, if you have other reasons for going that route. But yes it most certainly exists and is significant, even though it's possible to win the game going DEX-based.