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If after 11 years you are only earning 36 gold a year you might want to re-examine your playstyle.
That being said, I sometimes NEED that measly two coins the dog randomly brings me. :)
So, the more profitable ways of gaining gold are not always available. And even if they are, they have not grown with the growing amount of "spend even more of your gold" activities. It's still as hard/slow to gain money, while more buttons are demanding you to spend it. That's what I'm moaning about.
You are right though. If you don't min/max or play a specific play style you will be broke and it takes forever to snow ball. It's because the game isn't very balanced. You have to abuse certain mechanics in order to get the ball rolling.
So abuse extorting people for money using hooks. Abuse raiding or asking your head of faith for gold.
If you just sit around saving up to build one building every 10 years, it takes forever to get income rolling in.
Most of these event /activity prices depend on your monthly / yearly income, so these are relatively expensive for anyone who cannot raid or otherwise organize a lot of extra gold off the monthly paycheck
Additionally, most things are much cheaper for Tribals, especially the MAA cost zero gold
And don't get me started on paying something like 2k gold for a grand tour or wedding preparations.
There is no money problem in this game. It's unrealistically easy to get it. After 2-3 rulers you may be above all other rulers of same domain size in the game regarding income...
It is expected you canno't give early game hugh kingly tournaments being a simple count.
So OP is describing a very early situation or is just playing very poorly over time.
I didn't play exceptionnaly well at all times min maxing everything to have 3500+gold at year 1330...
I'm not sure expensive is always a bad thing. Not every Count and Duke needs to sponsor a tournament, a hunt, and a grand wedding every few years. I turn down enough hunt invitations as it is (for the crazy long lead times). Hunts and that stinkin' quintain have an uncanny ability to kill me as well - and that is a very disappointing thing to spend a lot of money on.
If you're going to hold an event and ask the nearby royalty to attend it should cost you a small fortune. You cannot ask the King of France to show up for card tricks, three guys mud wrestling, and whatever you might manage to shoot with a bow today. I think of them as more things to impress your friends and neighbors as you blow the profits from windfalls and success than things to be saved up for.
but then again , if i play a duke or coutn at start i confert to catho or insularism asap . for pope donations.
to egt some money buildigns started up asap
like others said if you are a count who can raid then it's even easier to get some money early game raid hope for ransoms , then convert if you think any moment some holy war is incoming
and as a count or duke you don't realkly need the tournements at all to be hosted just a money sink you cannot afford . just try to join others , without using any modifer to travel (then it should cost max 10 gold to attent depending on your caravan master)
Edit :
also when playing count try to find a easy count to take his lands from (aye cost money but 2 counties provide more money then 1 :D)
I failed the achievement 2 times, on my final attempt, I rerolled 8 times until I got really pious Werner.
I asked my liege for guaranteed council position (steward) in which I get 3 gold per month, cheaper buildings, in exchange of larger levies (32 more troops something lol)
I ask the pope for claims, and petition my claims to my liege. In 14 years I went from count Werner of Aargau to Duke Werner of Austria and Streyermark.
After that I spam grand wedding on virtually all my children, and I got the achievement in a lifetime. 3rd time is the charm
The game is balanced... around the fact your domain is Duchy of Valois that has farmlands in every barony and a cathedrals and singlehandedly rakes in more gold than the rest of France. It's not balanced around you playing the count of Nowhereshire, because, quite frankly - why would anyone do that?
Yes, as soon as you become king or emperor it becomes very costly just to host a feast to get rid of some stress. Which is probably a reason why you shouldn't rush to become king and why being a powerful vassal duke might be a better choice, especially if you can get a seat on the council.
Costs scales with eras but so do earnings. In the late game you can trivially farm pope for thousands of gold, and making him love you is quite trivial between new piligrimages and the relevant legacies.
But who needs the pope when you can just capture Kent and adopt custom religion with Rite so that Catholics don't attack you and lay clergy, so that you get to rake in all the profits from Canterbury yourself. From that point you can become king, but why doing that if you can get Practiced Pirates as a duke instead and get even more gold by raiding as feudal.
I agree you're a little limited in ways you earn money and perhaps even overreliant on a good domain, but that comes with the territory.
Something I'm gonna agree with is it really helps to have some sort of cheese to make your starting capital. Like start as a viking, raid for some decades, amass several thousands gold in retirement fund, and then become a vassal under the realm of your choice and use that money to build up your domain and then slowly consume the realm from within.
1 gold per month? Dude as commoner you'd make 0.05.
Forget about being a count or baron, you can't even read and write. And even if you do, no one would employ you unless you're famous duelist or skilled diplomat or steward.
I personally like the starts where you begin in rags and ended up in riches. In my AEIOU and me after I became the Archduke of Austria, I claimed Bohemia, and developed the heck out of it until 60 GPM and that's just Caslav. Austria and Streyermark became my station for regiment and Bohemia the gold.
When I got the achievement, HRE is by far, stronger than all the other catholic realms combined simply because I have 14 vassal kings, and I can 1v1 Genghis Khan.
And all of that began from crappy count Werner of Aargau. If you start as emperor with 100k ducats in the bank, where's the fun of it?