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It might seem a waste of time at first, but overtime, it makes a huge difference. 10-30 times stronger
Your vassals will build their own stuff in the areas they control though, so if you wait, usually someone is going to be building something.
You don’t have to stay as a Diplomat or Martial if you don’t want to.
Don’t be afraid to switch to Stewardship at some point. Get the right half of the Architect tree and see those Build Times go DOWN. Also, use your councilors. When you steward is raising development in a county, that lowers build time, I believe 15 or 20%.
Keep track of your characters bonuses. I had a guy get a big boost to development and building speed once. Combining the Architech skill tree with that had my build times down 70%!! I was throwing up 2 buildings every 16 months.
Best part is i wasn't even remotely specced in Stewardship and architecture skill tree im the Diplomat of the 100 opinion and 100 dread type so everyone loves and fears me.
Honestly thought it was Op af myself.
And i wasn't in Stewardship at all with that character
So, it'll take 400 months, or 33 years, for the building to pay for itself and start returning profit (I'm terrible at math, but I don't think I've screwed this one up).
In other words, even for the most basic building, you'll be seeing a return on investment in your own life time never mind your child's (unless you're old or something).
Edit: And the army ones are good because they usually also boost your troop's attack while also giving you levies. You do want more, better soldiers, don't you?
like my capital is currently at like 13 gold per month and thats only 1 of my domains too.
in the late game u dont actually use levies at all only your men at arms since 1 its much cheaper and 2 they are super good most of the time too and 3 supplies.
By late game levies are more of a deterrent force rather than something you actually use Unless its an emergency like you have mods that add the Empire total war casus belli and similar.
The best way to build buildings is not to save. You want to imprison people which gives you their money, kidnap people to ransom, sell secrets or titles with the perks, or random events which will give you a windfall. Raiding is the best way to make money in the game for the first hundred years or so, which should be reinvested in farms and economic buildings so that your Empire will be perfectly stable by this stage with more wealth and power than you know what to do with. Don't forget to upgrade your men at arms! This lets you raise even less levies to win battles, and overall is better for both war and the economy since levies lose a lot.
Lastly, try to control as many provinces in your core Duchy as you can, and have a second duchy as well. This will let you build across those territories and make sure the assets are more secure for inheritance. Keep a large load of money before you die, this will help the transfer of power and keep the economic powerhouse going.
Main reason being to lock them into a specific set of buildings (Dev Growth rate and Gold) and to also get them a decent income for them to start upgrading on their own.
Also get empty holdings filled with cities early on, so they start growing.