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Insular is interesting because three of the holy sites are in Britannia, so I can definitely see myself using it in a Britannia game (and then reform the faith later).
To be honest, none of the other Christian faiths can compete with Catholicism's free money.
Hmm... I have to look into how it affects the dynasty titles. Can you explain how it makes them evaporate?
If you're big enough to easily take new titles to hand out to your eligible heirs, there's no problem. But if you're still struggling to get yourself a good domain running, it's a big pain in the neck.
With an equal faith, you can actually change this to male or female preference as you wish. It just requires crown authority level 3, which is only available to feudal/clan, requires positive opinion of all powerful vassals, has a long cooldown to bring from lvl 1 to 3, and might not be available any time soon depending on the start date and culture.
For instance, in 867 most cultures start with technology of the tribal era (regardless of government), so that is very long mile until unlocking the early medieval era and finally researching Royal Prerogative.
But yeah the biggest problem with Catharism is that it is a heresy, so it doesn't really compare to Insular. No ecumenism makes the pope a massive problem once you get hold of England.
The problem is, everyone will marry normally, i.e. not matrilieally. So each generation, there's a 50/50 chance the heir of each your titled dynasty members is a girl, which means a 50/50 chance of the main title going to some other dynasty. You can combat this somewhat by arranging matrilineal marriages, but it's a lot of micromanagement and often it only works if you use the house head hook (so it won't work on cadet branches).
So the problem really is succession law. You can have male preference or female preference, both work out fine (as with female preference, matrilineal marriage becomes the new default). So you really need one of those, and for that you need high crown authority, i.e. the Royal Prerogative innovation.
But yes, once you have high crown authority, equal gender law is optimal because it gives you more council options.
It's not that the AI is being terrible at setting up matrilineal marriages, it's more that the AI doesn't think that way. They behave realistically.
Think of Queen Victoria (Queen of the United Kingdom of Great Britain and Ireland, Empress of India). She was of House Hanover. One of the most powerful people who ever lived. And yet, her house essentially died with her. Her heir, Edward VII, was born into House Saxe-Coburg and Gotha. House Windsor is a cadet branch of this dynasty.
Well, at the rate it's spreading through France, the entire kingdom might get holy warred sooner rather than later.
Interesting info about the HRE. I haven't dealt with them yet in any of my games. Being a king is definitely better than being a duke.