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Having high stewardship skill and lifestyle choices based on wealth are also helpful plus a steward in your council with high stewardship skill.
Even hooking them, they'll hold it against you and probably will faction against your heir due to the obligation penalty.
I disagree. If that stays in the primary title and will be passed down from king to heir for generations? It's definitely worth it. For the 0.5 gold upgrades that's 600 gold over a 100 years.
so it's not worth to upgrade if its a vassal, but i should upgrade land that i own?
Yep, never waste your time upgrading vassal stuff if you can upgrade your own. The only exception to this is special duchy structures, but those are very expensive and require some mid-game/late-game innovations if I recall.
I'm pretty sure you are wrong. Separate castles count as baronies and have their own titles and owning them counts towards your domain limit. I'm a duke right now that is holding 3 titles, Duchy of Genoa, County of Genoa and Barony of Monaco (which is a castle inside of the county of genoa) and I'm at 2/3 holdings and it even lists both castles on the tooltip. It was also the same in all my previous playthroughs. So it's 100% not correct.
https://steamcommunity.com/sharedfiles/filedetails/?id=2223077941
I guess I ran into a bug then, I'm going to see if I still have a save of the game or not.
Or maybe the game just got refreshed when it updated the save to the latest patch...kinda wish I saved a screenshot of it.
Ignore this advice, seems I was going of my experience with a bug.
If you cannot raid, join allies wars, if they can handle on their own, you can instead siege down random enemy holdings loot and prisoners. Capturing and ransoming people is a gold mine. If someone cannot pay the whole ransom put them into house arrest (you don't want them to die, just to get the money or else...) and wait until the whole ransom can be paid.
Clans get levies (I believe taxes too) in accordance of how like your ruler is. They probably can raid too, I am pretty sure some of the raiders I saw taking my inept vassals stuff were from neighbouring clans, not tribes.
If you are very pious, you can also ask the head of your house for stuff.
I you don't mind being a tyrant, you can also just take your vassals stuff once they upgraded it. If they are known criminals arresting them won't incur tyranny, so picking vassals that are likely to sin against your religion is also a fun thing to do. Fornicators are especially good for this, you always get two prisoners (and for some reason they kept doing that despite my religion allowing consorts and free divorce). Bastards born in prison are in prison stay there and can be ransomed of too.
I also look at it from the standpoint that early on it will cover the mainteniance costs of men at arms. So if I'm not generating extra coin, I'm technically now losing coin. I also wouldn't say never upgrade a vassals place.
If you are about to die and are sitting on a bunch of prestige, depending on location I might want to dump the prestige before death where it goes poof anyways. So it is something I'd consider if already upgraded my stuff.
You don't have to "raid", you can also just raid the raiders.
Raiding even small coin yield places can have a bonus, prisoners. Selling prisoners from raids has been an extra nice bonus. I've even put off ending a war for a minute or two just to finish sieging a castle in wars(can potentially backfire with an untimely death of important people).
Absolutely, it's worth in the long run and they give different bonuses on further upgrades, but it's not worth it in your Vassal's, unless you want to build some of the Special Buildings that give realm-wide bonuses.
As for your main question, when you are at war you can Loot when Sieging, when you win a Defensive War on the other hand the Attacker will lose their Claims and will pay reparations based on their income, which can be good money.
Then all you need is the rank 1 stewardship perk "golden obligations" and you can turn that hook into cash.
From my testing realm bonuses on vassal structures only affect their realm, not yours, so it's not really worth upgrading their stuff unless it's a direct increase to taxes or levies.