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The thing that you can't control is the GDP growth that might shrink e.g. in case of wars taking place, but as you said u don t seem to have a prob with that.
Maybe you re moving a lot around with your ships so that you spend a lot on fuel?
I'm pretty sure, this is some game mechanic, that has no popup/notice in the logs, because this happens a bit too systematically to be a bug (or a systematic bug, hehe) - but I haven't really found anything related to this in the changelogs... :/
The 2 big ones are "Ammo" and "Fuel". IF you move your ships, even to another port, they use fuel, which must be paid in the month after moving. The Same goes for Ammo after a battle.
Depending on the ships you move, and how many, your fuel costs can be anywhere from a couple hundred grand, to a couple hundred MILLION!!!
Same with Ammo, get into a big fight with 80 ships? Expect to pay out several million for new shells to throw in the next battle.
IF its jumping around a lot, chances are, it's Fuel costs.
All the sliders down to 15% and all my ships in fleet in being and still going bankrupt.
The fact that I have 15 BBs might have something to do with it though.