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PAYDAY 2: The Numbers (as of patch12 will no longer be updated. check comments for more information)
By Faildzer and 1 collaborators
This is an overview of what the different skills do with numbers and percentages straight from the game files so fire up those spreadsheets!
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Introduction
This is a guide for people that would like a more in depth description of what the skills do with actual numbers, all information is taken directly from the game files and should be correct.

I've seen a few people ask for this kind of information regarding the skills being a bit vague.
There's probably some errors here and there, since some of the numbers are just straight interpretations from the games lua files.

The skill system in PAYDAY 2 lets you choose between 4 different classes: Mastermind, Enforcer, Technician and Ghost. To unlock a class, you must spend 1 point in the first skill.

Each class has 6 tiers, and has three different skills and a special bonus for unlocking the tier. For each skill, you can choose to spend no points on it, some points to unlock the "basic" version, or "ace" it for additional benefits. You unlock the higher tiers by spending a specific number of points in that tree. Tier 1 is unlocked by spending 1 skill point on its parent class, Tier 2 is unlocked by spending 5, Tier 3 by spending 10, Tier 4 by spending 20, Tier 5 by spending 30, and Tier 6 by spending 40. Currently, you are able to spend a total of 120 points.

Also, if you spot any errors, please point them out in the comments.

Now also available in russian:
http://steamcommunity.com/sharedfiles/filedetails/?id=170617022
Mastermind
The Mastermind is a manipulative leader who excels in situational control.

Spending the first point in the Mastermind skill tree unlocks the ability to place the doctor bag deployable. The doctor bag can be used to regain health.
You get 2 charges out of the stock doctor bag, although you can upgrade it later on.

Tier 1
Bonus: Increases your doctor bag interaction speed.
Interaction speed takes 20% less time.

Cable Guy
Basic (1 pt): You can cable tie hostages faster.
50% Faster
Ace (3 pt): Significantly increases your supply of cable ties.
Gives you 4 more cable ties, so 6 total

Combat Medic
Basic (1 pt): After you have revived a crew member, you receive an additional damage bonus for a limited time.
25% damage bonus for 10 seconds
Ace (3 pt): Reviving a crew member gives them more health.
25% extra health

Endurance
Basic (1 pt): Increases your stamina.
Stamina is increased by 100%
Ace (3 pt): Increases stamina for you and your crew.
Stamina is increased by 50%

Tier 2
Bonus: Increases stamina for you and your crew.
15% Increase

Inside Man
Basic (1 pt): Reduces the asset costs in the Job Overview menu.
Prices are reduced by 50%
Ace (3 pt): Unlocks special Inside Man assets in the Job Overview menu.

Fast Learner
Basic (1 pt): You get more experience for finishing days and jobs.
Experience is increased by 10%
Ace (3 pt): Your crew also gets more experience for finishing days and jobs.
Experience is increased by 10%
(Acing will result in a 21% exp bonus for day exp, job exp, and risk bonus, but NOT crew alive bonus)

Leadership
Basic (1 pt): Increases pistol weapon stability for you and your crew.
Pistol recoil is reduced by 20% .75 mul
Ace (3 pt): You and your crew's recoil with all weapons is reduced.
Weapon recoil is reduced by 33% .5 mul

Tier 3
Bonus: Increases your shout distance.
Shout distance is incrased by 25%

Smooth Talker
Basic (1 pt): You are now more convincing when you interact with a pager.
You can answer at least 4 pagers
Ace (3 pt): Special enemies marked by you take additional damage.
Marked specials take 15% more damage

Equilibrium
Basic (1 pt): Reduces the spread with pistols and decreases the time it takes when you pull your pistol and when you put it away.
Pistol spread is reduced by 10%, swap speed is increased by 50%
Ace (3 pt): Increases the rate of fire when you use pistols.
Fire rate delay is decreased by 50% 2 mul

Dominator
Basic (1 pt): You can now intimidate non-special enemies. Less well trained enemies are easier to intimidate.
Ace (3 pt): The power and range of your intimidation is increased.
Range is increased by 50%

Tier 4
Bonus: Your converted enemy gains additional health and damage.
Health is increased by 25%, damage is increased by 15%

Stockholm Syndrome
Basic (4 pt): Nearby civilians have a chance of reviving you if you interact with them.
Ace (8 pt): Civilians reviving you may give you ammunition.


Combat Doctor
Basic (4 pt): You can now place two doctor bags instead of just one.
Ace (8 pt): Your doctor bags have additional charges.
2 additional charges per bag

Joker
Basic (4 pt): You can convert a non-special enemy to fight on your side. The enemy must have surrendered in order for you to convert it.
Ace (8 pt): The converted enemy gains more health and deals additional damage.
The converted enemy takes 35% less damage and deals 43% extra damage

Tier 5
Bonus: The time to convert an enemy is reduced.
Conversion time is reduced by 67%

Black Marketeer
Basic (4 pt): Reduces the cost of all your purchases.
Cost is reduced by 5%
Ace (8 pt): Further reduces the cost of all your purchases. Selling items is now more lucrative as well.
Cost is further reduced by 20%, selling items gives you 25% more cash

Gunslinger
Basic (4 pt): You reload pistols faster.
Reload speed is increased by 33%
Ace (8 pt): You deal additional damage with pistols.
Damage is increased by 25%

Kilmer
Basic (4 pt): Increases your reload speed with assault rifles.
Reload speed increased by 33%
Ace (8 pt): Reduces your recoil with assault rifles.
Spread while moving is decreased by 33% and you can reload while sprinting *in game description may be incorrect. .5 mul

Tier 6
Bonus: Increases your intimidation when you shout. Reduces the cost to buy assets in the load-out menu.
Asset cost is reduced by 50%, intimidation is multiplied by 3

Control Freak
Basic (4 pt): Noise created by you intimidates civilians.
TBA
Ace (8 pt): Civilians stay intimidated longer.
Civilian intimidation is multiplied by 10

Pistol Messiah
Basic (4 pt): While downed, you are instantly revived if you kill an enemy with a pistol. You only have one charge. You will receive another charge when you get out of custody.
Ace (8 pt): You gain three charges instead of one.

Inspire
Basic (4 pt): You revive crew members faster.
Interaction speed is 50% faster
Ace (8 pt): You can revive crew members at a distance by shouting at them. (Works through walls etc.)
50% chance to revive
Enforcer
Spending the first point in the Enforcer skill tree unlocks the ability to place the ammo bag deployable. The ammo bag can be used to gain ammo.
The ammo bag starts out with 4 uses, some further info about how usage is counted by the game:
  • It's not split between primary and secondary ammo; there's just one pool of ammo that weapons draw from
  • How much ammo drawn from the bag is based on a percentage of how much ammo you've used so an empty AK draws just as much as an empty M308 which draws just as much as an empty Crosskill and so on
  • A default bag holds enough ammo for exactly 4 full refills (400% ammo if you want to think of it as a percentage)
  • The Enforcer skill that increases the capacity of the ammo bag gives you 50% more ammo per bag (so 6 full refills/600% ammo)
  • The game will always prioritize filling up your secondary first before your primary, so if both your primary and secondary are completely out of ammo, and the bag has exactly 1 full refill left (or 100% ammo) then your secondary will be refilled completely and your primary will still be empty


Tier 1
Bonus: Enemies are more easily suppressed by you.
This passive bonus increases suppression by 10%

Oppressor
Basic (1 pt): Your weapons are more effective at suppressing enemies.
Suppression is increased by 25%
Ace (3 pt): Your weapons are even more effective at suppressing enemies.
Suppression is increased by 75%

Bullet Storm
Basic (1 pt): Directly after you deploy an ammo bag, you can fire your weapon for several seconds without depleting your ammunition.
You can fire your weapon uninterrupted, without reloading, for 5 seconds
Ace (3 pt): You can fire even longer without depleting your ammunition.
You can fire your weapon uninterrupted, without reloading, for 10 seconds

Transporter
Basic (1 pt): You move faster when carrying bags.
You move 50% faster while carrying bags
Ace (3 pt): You can throw bags further.
Bags can be thrown 50% further

Tier 2
Bonus: You gain more health.
Health is increased by 10% 25->27.5

Die Hard
Basic (1 pt): You can use your primary weapon in bleedout.
Ace (3 pt): Your armor recovers faster.
Time before armor regenerates is decreased by 15%

Underdog
Basic (1 pt): When you are surrounded by three enemies or more, you receive an additional damage bonus.
When surrounded you receive a damage bonus of 15% for 7 seconds *8m radius
Ace (3 pt): You also receive less damage from enemies.
You take 15% less damage for 7 seconds *8m radius

Pumping Iron
Basic (1 pt): Your melee attacks against non-specials deal additional damage.
You melee attack damage against regular enemies is doubled
Ace (3 pt): Your melee attacks against all enemies deal additional damage.
Melee damage is doubled against all enemies

Tier 3
Bonus: Enemies are even more easily suppressed by you.
Suppression is increased to 20%

Shotgun Impact
Basic (1 pt): Decreases your shotgun recoil.
Recoil is decreased by 20% mul=.75
Ace (3 pt): Increase your shotgun damage.
Shotguns do 33% more damage

Stun Resistance
Basic (1 pt): Reduces the enemy flashbang duration.
Flashbang effect is 25% shorter
Ace (3 pt): Further reduces the visual effect duration.
Flashbang effect is 50% shorter

Tough Guy
Basic (1 pt): Reduces your camera shake when you are damaged by enemy fire.
Camera shake effect is reduced by 50%
Ace (3 pt): Your bleedout health is increased.
Bleedout health is increased by 25% 10->12.5

Tier 4
Bonus: You gain even more health.
Health is increased by 20% 25->30

Shotgun CQB
Basic (4 pt): Increases your shotgun reload speed.
All shotguns reload 50% faster
Ace (8 pt): Increases your shotgun steel sight speed.
Your ADS speed with shotguns is 125% faster

Ammunition Specialist
Basic (4 pt): You can now place two ammo bags instead of just one.
Ace (8 pt): Your ammo bags have additional charges.
Gives you 6 full charges per ammo bag

Berserker
Basic (4 pt): The lower your health is, the more melee damage you do.
Melee damage multiplied by 1+5*(1-(health ratio/.4)) when below 40%
Ace (8 pt): You also deal additional damage with ranged weapons.
Ranged damage multiplied by 1+1*(1-(health ratio/.4)) when below 40%

Tier 5
Bonus: You do more damage.
A damage boost of 5%

Hard Boiled
Basic (4 pt): Increases your shotgun weapon accuracy when firing from the hip.
Hip fire spread is reduced by 16.7% with shotguns mul=.8
Ace (8 pt): Increases your weapon accuracy when firing from the hip with all weapons.
Hip-fire spread is reduced by 16.7% with every weapon, including the saw

Fully Loaded
Basic (4 pt): Your weapon magazine capacity is increased.
You get 25% extra ammo
Ace (8 pt): Enemies drop additional ammunition.
Ammo drop from enemies is increased by 75%

Portable Saw
Basic (4 pt): Unlocks the OVE9000 portable saw for you to use.
Ace (8 pt): The OVE9000 portable saw gains additional uses.
You get one extra blade

Tier 6
Bonus: You gain much more health.
Your health is increased by 40% 25->35

Overkill
Basic (4 pt): When you use a shotgun or the OVE9000 portable saw, you receive an additional damage bonus for a limited time when you kill an enemy.
You do double damage for 6 seconds
Ace (8 pt): The damage bonus now applies to all weapons. Skill must still be activated using a shotgun or the OVE9000 portable saw.
You do double damage for 6 seconds with all weapons

Iron Man
Basic (4 pt): Unlocks the ability for you to wear the heaviest armor.
This armor offers double the protection of the heaviest armor you can get without this skill
Ace (8 pt): When you melee Shield enemies, they get knocked back by the sheer force.
Meleeing shields causes them to stumble back and you can shoot while sprinting

Carbon Blade
Basic (4 pt): Increases the efficiency of the OVE9000 portable saw, making it faster.
The saw takes 5% less time and does 20% more damage to locks
Ace (8 pt): Makes the OVE9000 portable saw more durable and even more effective.
The saw takes 35% less time and does 40% more damage to locks
Technician
The Technician is an expert in the practical application of criminal science, enjoying anything that goes BOOM!

Spending the first point in the Technician skill tree unlocks the ability to place the trip mine deployable. The trip mine can be used to blow things up, like people and safes.
Note: To blow up safes you need the appropriate skill unlocked (Tier 5, Shaped Charge, aced.)

Tier 1
Bonus: Your cost of weapon and mask crafting is reduced.
Price reduction on crafting of 1%

Rifleman
Basic (1 pt): Your snap to zoom is faster with assault rifles.
ADS time with assault rifles is two times faster
Ace (3 pt): Your weapon zoom level is increased with assault rifles.
Your zoom level is doubled

Demolition Man
Basic (1 pt): Adds trip mines to your inventory.
Adds one more trip mine to your inventory
Ace (3 pt): Decreases your trip mine deploy time.
Trip mine deploy time decreased by 20% (50% if player also has Hardware Expert)

Nerves of Steel
Basic (1 pt): You take less damage while interacting with things.
Damage taken is reduced by 50% while interacting with stuff
Ace (3 pt): You can now use steel sight while in bleedout.

Tier 2
Bonus: Your weapon stability with all weapons is increased.
Recoil is reduced by 5% mul=.95

Unlocking the Sharpshooter
Basic (1 pt): You are more accurate with all single shot weapons.
Single shot weapon spread is decreased by 33% mul=.5
*every weapon that is not fully automatic is considered a single shot weapon
Ace (3 pt): Your weapon mobility is increased with all rifles.
Your assault rifle recoil is reduced by 20%. *the in game description may be incorrect mul=.75

Combat Engineer
Basic (1 pt): Allows you to toggle between different modes on trip mines.
Trip mines can be switched on or off
Ace (3 pt): Upgrades your trip mines with a sensor mode. (replaces off mode)

Hardware Expert
Basic (1 pt): You fix the drill faster and you also deploy trip mines faster.
Your interaction speed with drills is 25% faster, and trip mine deploy time decreased by 20% (50% if player also has Demolition Man)
Ace (3 pt): Gives drill a small chance to autorestart when it breaks down. You also deploy the sentry gun faster.
You deploy the sentry gun 50% faster and drills have a 30% chance to autorestart

Tier 3
Bonus: Your cost of weapon and mask crafting is reduced even further.
Price reduction on crafting of 3%

Sentry Gun
Basic (1 pt): Unlocks the sentry gun for you to use.
The sentry gun has a base ammo capacity of 150
Ace (3 pt): Your sentry gun gains more health.
Sentry gun health is doubled

Improved Crafting
Basic (1 pt): Your cost of weapon crafting is reduced.
Weapon crafting is 10% cheaper
Ace (3 pt): Your cost of mask crafting is reduced.
Mask crafting is 10% cheaper

Drill Sergeant
Basic (1 pt): Increases your drill efficiency making it faster.
Drill time decreased by 15%
Ace (3 pt): Further increases your drill efficiency.
Drill time decreased by 30%

Tier 4
Bonus: Increases your headshot damage with all weapons.
Headshots do 25% more damage

Sentry Targeting Package
Basic (4 pt): Your sentry gun gains improved accuracy.
Sentry gun spread is halved
Ace (8 pt): Your sentry gun rotational speed is increased.
Rotation speed is doubled

Blast Radius
Basic (4 pt): The radius of trip mine explosions are increased.
The explosion radius is increased by 25%
Ace (8 pt): The radius is further increased.
The explosion radius is increased to 75%

Silent Drilling
Basic (4 pt): Your drill makes less noise. Civilians and guards are less likely to hear your drill and sound the alarm.
Drill alert radius lowered to 9 meters
Ace (8 pt): Your drill is silent. Civilians and guards have to see the drill in order to sound the alarm.

Tier 5
Bonus: Your cost of weapon and mask crafting is greatly reduced.
Weapon and mask crafting is 5% cheaper

Sentry Combat Upgrade
Basic (4 pt): Your sentry gun receives extra ammunition.
The sentry gun gets 4x ammunition
Ace (8 pt): Your sentry gun receives a protective shield.

Shaped Charge
Basic (4 pt): Adds even more trip mines to your inventory.
You get an additional 3 trip mines
Ace (8 pt): Trip mines can now be converted to shaped charges, used to breach certain safes and doors.

Shockproof
Basic (4 pt): Taser shock attacks on you have a small chance of backfiring.
The chance of backfire is 25%
Ace (8 pt): Interacting with an enemy taser while he is electrocuting you will electrocute him.

Tier 6
Bonus: Your weapon stability with all weapons is further increased. You gain more armor. Reduces the armor recovery time for you and your crew.
Weapon recoil is reduced by 10%, armor is increased by 10%, regen time for armor is 10% faster

Sentry Tower Defense
Basic (4 pt): You can now place two sentry guns instead of just one.
Ace (8 pt): Your sentry gun damage is increased.
Your sentry guns do double damage

Mag Plus
Basic (4 pt): All your weapons get increased weapon magazine capacity.
Your clip magazine size is increased by 5
Ace (8 pt): Your weapons magazine capacity is further increased.
Your magazine size is increased by 15
(The double barreled shotgun and bronco revolver are not affected by magazine upgrades)

Bulletproof
Basic (4 pt): Improves your armor so you can absorb more damage.
Your armor is 100% stronger
Ace (8 pt): The armor recovery rate of you and your crew is increased.
Time before armor regenerates is decreased by 25%
Ghost
The Ghost is a stealth artist, capable of grand theft without force or violence.

Spending the first point in the Ghost skill tree unlocks the ability to use the electronic countermeasure equipment, also known as the ECM jammer. When used, the ECM jammer can temporarily cancel out electronic devices such as alarms, cell phones and even cameras.

Tier 1
Bonus: Your chance to dodge is increased.
Your chance to dodge bullets is increased by 5%

Dead Presidents
Basic (1 pt): Adds value to loose cash and similar that you pick up.
You get 10% more cash from small loot
Ace (3 pt): Further adds value to loose cash and similar that you pick up.
You get 30% more cash from small loot

Sprinter
Basic (1 pt): The time before stamina regeneration starts is reduced and the regeneration of stamina is increased.
The wait for stamina regen is reduced by 25% and it regenerates 25% faster
Ace (3 pt): Your sprint speed is increased and you have a better chance to dodge enemy fire while moving.
You run 25% faster and having a 25% chance to dodge while sprinting

Cat Burglar
Basic (1 pt): You take less damage from falling.
You take 50% less health damage from falling
Ace (3 pt): Your fall damage is reduced so that you only take armor damage from falling. While playing on easier difficulties, your custody time is reduced.
Your custody time is 50% shorter on the easier difficulties

Tier 2
Bonus: The time between swapping weapons is reduced for you.
Weapon swap speed is 20% faster

Fast Hands
Basic (1 pt): You can pack and interact with loot bags faster.
Your interaction speed while packing and picking up loot takes 40% less time.
Ace (3 pt): Further increases your pack and interaction speed with loot bags.
]Your interaction speed while packing and picking up loot takes 75% less time.

Chameleon
Basic (1 pt): Civilians and enemies find you less suspicious.
You are 25% less suspicious
Ace (3 pt): You are less inclined to be targeted when close to crew members.
You are 25% less likely to be targeted

Cleaner
Basic (1 pt): You deal additional damage against special enemies.
You do 5% more damage to specials
Ace (3 pt): You can bag and throw corpses.

Tier 3
Bonus: Your chance to dodge is further increased.
Passive dodge chance is now 15%

Shinobi
Basic (1 pt): Your movement speed when you move and when you crouch is increased.
Walk speed is increased by 25%, this also applies to casing mode
Crouch speed is increased by 10%

Ace (3 pt): Enemies do not cry out when shot or meleed to death.
Alert radius for dead or hurt enemies lowered to .25m

Martial Arts
Basic (1 pt): You are more likely to knock down an enemy with a melee strike.
Gives you a 50% bigger chance of knocking down enemies
Ace (3 pt): You take less damage from all melee attacks because of training.
Melee attacks against you do 50% less damage

SMG Specialist
Basic (1 pt): Increases your reload speed of SMG weapons.
SMG reload speed is 33% faster
Ace (3 pt): Increases your fire rate with SMG weapons.
Fire rate delay on SMG weapons is decreased by 16.7% mul=1.2

Tier 4
Bonus: You gain increased stealth.
You are 25% less suspicious. Armor movement penalty decreased by 25%

Nine Lives
Basic (4 pt): You gain the ability to absorb more damage before going into custody.
You can go down one extra time before going into custody
Ace (8 pt): When you get downed you have a chance to get right back up.
You get a 10% chance to insta-revive yourself

ECM Specialist
Basic (4 pt): You can now place two ECM jammers instead of just one.
Ace (8 pt): ECM jammer battery life and ECM feedback duration are increased and delays pagers.
Duration for both is increased by 25%

Silent Killer
Basic (4 pt): You deal more damage with all silencer weapons.
Deal 15% more damage with silenced weapons
Ace (8 pt): You deal even more damage and have a chance to pierce armor.
Deal 30% more damage with silenced weapons. 15% chance to pierce armor (does not stack. 27.75% with both skills)

Tier 5
Bonus: The time between swapping weapons is further reduced for you.
Swapping between weapons is now twice as fast

Lockpicking Expert
Basic (4 pt): You interact faster while lockpicking.
Lockpicking takes 25% less time.
Ace (8 pt): You can now silently crack safes by hand. If you are interrupted, you will need to start over. Lockpicking is faster.
You can now "lockpick" any safes by hand. Lockpicking takes 35% less time.

ECM Overdrive
Basic (4 pt): Your ECM jammer duration is increased.
Duration is increased by 25%
Ace (8 pt): Your ECM jammer can now also be used to open certain doors.
The ECM can open doors that require keycards

The Professional
Basic (4 pt): You gain increased stability with all silencer weapons.
Recoil is reduced by 33% mul=.5
Ace (8 pt): You gain increased accuracy with all silencer weapons.
Spread is decreased by 33%% and you should get twice as fast ADS speed mul=.5

Tier 6
Bonus: Your chance of getting a higher quality item in during PAYDAY is increased.
Loot quality is increased by 10%.
You have a 15% chance to pierce armor with all weapons (does not stack. 27.75% with both skills)


Lucky Charm
Basic (4 pt): Your chance of getting a higher quality item during PAYDAY is increased.
Chance of getting an infamous item increased by 50%
Ace (8 pt): Chance is further increased.
Chance of getting an infamous item increased by 200%

ECM Feedback
Basic (4 pt): Adds a toggleable switch to the ECM jammer. When toggled, the ECM jammer has a chance to incapacitate your enemies within a certain radius.
Ace (8 pt): The ECM feedback duration is increased.
The ECM feedback duration is increased by 25%
Moving Target
Basic (4 pt): You now sprint while strafing.
Ace (8 pt): You can now sprint in any direction.
Armor
Base armor = 2

Two-Piece Suit

No movement penalty, no visibility.

This is the standard two-piece suit that any self-respecting criminal should wear.It provides no extra protection but has the highest concealment factor, making it the best choice for a heist where you want to go undetected and blend into the crowd. Suits are usually reserved for special occasions, such as weddings, funerals and bank robberies.

Unlocked by default
0% movement speed penalty, 1.5 visibility
Ballistic Vest

Little movement penalty, low visibility.

The ballistic vest is a standard issue bullet-resistant soft vest that is worn on the torso. It offers good protection from small-caliber handgun and shotgun projectiles, making it essential for anyone in the line of fire. Ballistic vests are used by police forces, security guards and bodyguards.

Unlocked at level 1.
+2 Armor, 8% movement penalty, 1.35 visibility
Lightweight Ballistic Vest

Little movment penalty, low visiblity.

The lightweight ballistic vest is easy to wear, concealable bullet proof vest. It offers a specially developed trauma liner which provides effective blunt trauma protection, making it a good choice to protect yourself. Lightweight ballistic vests are used by dignitaries and VIP's, sky marshals as well as executive and diplomatic security professionals.

Unlocked at level 7.
+1 Armor, 4% movement penalty 1.35 visibility
Heavy Ballistic Vest

Small movement penalty, medium visiblity.

The heavy ballistic vest is a hard-plate reinforced vest that is worn on the torso. It is a modern body armor combining a ballistic vests with shoulder and side protection armor components, making it a great protection of choice. Heavy ballistic vests are worn by soldiers, police tactical units, and hostage rescue teams.

Unlocked at level 12.
+3 Armor, 12% movement penalty, 1.15 visibility
Flak Jacket

Medium movement penalty, medium visiblity.

The flak jacket by Gensec Security Industries is a modern take on the classic version. It absorbs the impact from firearm projectiles and shrapnel from explosions. It combines a heavy ballistic vest with shoulder and side protection armor components, offering spine protection as well. Flak jackets are worn by Marines, combat soldiers and Gensec FTSU task forces.

Unlocked at level 21.
+4 Armor, 16% movement penalty, 1.15 visibility
Combined Tactical Vest

Medium movement penalty, high visibility.

The Combined Tactical Vest was developed due to the challenges of modern warfare. It is made of high performance ballistic materials and is designed to carry heavy loads, such as ammo pouches, radios and other accessories. Combined tactical vests are worn by soldiers, special forces and other organized military units across the world.

Unlocked at level 31.
+5 Armor, 24% movement penalty, 1.15 visibility
Improved Combined Tactical Vest

Large movement penalty, high visibility.

The Improved Combined Tactical Vest is a stolen experimental prototype made by Gensec Security Industries. Based on White Mesa technology it uses both soft and hard armor solutions. The perfectly fitted interlocking fiber layers rightly woven together with metal plates are specially angled to deflect projectiles and shield from explosions. In short, it provides complete protection. It is not for sale and is wanted by Gensec Security Industries.

Requires the Iron Man skill. (Tier 6, Enforcer)
+10 Armor, 36% movement penalty, 0.75 visibility
Credits
Many thanks to:
  • PAYDAY Wiki[payday.wikia.com] for the images and basic descriptions.
  • "Insert Name Here" for the indepth information about the ammobag mechanics.
  • And most of all, OVERKILL for the awesome game.
480 Comments
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Gran Cheff Auto Oct 23 @ 3:24pm 
Set the guide private this is pointless now
Rokk Oct 9 @ 7:50am 
It would be better to delete this guide.
TerrorMango Sep 25 @ 8:23am 
Since it's no longer updated, people should starting to downvote the shit out of this to finally get it out of the top guides!!!
Alterio Sep 22 @ 2:31am 
A severely outdated guide that even says it's discontinued in the title. How is this still the #1 guide??
BlackCoffee_Blues Sep 10 @ 8:33pm 
Terrible guide, virgin.
Voonex Aug 21 @ 8:35am 
(No longer updated as of patch 12) It's patch 34 now... people should really start dropping this from the top of the list.
P3N15 Jul 6 @ 4:51pm 
smooth talker is changed, you can answer 4 pagers by default now and there is an other skill
Derek Icelord Apr 21 @ 12:51pm 
@Karones If you bothered reading the first line, he says it will no longer be updated as of Payday 2's Update 12, which just so happens to be when OVERKILL put the numbers in-game.
This is very useless, you already have the numbers in-game, also some skills like the enforcer bag are wrong, it adds 200% more ammunition.
ᅚᅚ Mar 20 @ 2:11pm 
This is a dumb question, but i downloaded this for free weekend, can you give me advice? AND HOW DO I ADD MODS ONTO WEAPONS?!