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Is Credit Card Consolidation the Solution You Have Been Looking For?

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USDA recently cancelled then revamped their finance program making it once more available. The biggest positive is you can finance 100% in your home PLUS your closing costs virtually creating this loan under $1,000 down so long as your pre-construction appraisal comes home at equal or more than your total acquisition. The drawback is always that 2.25% of the high closing costs is really a funding fee that would go to the U.S Government, not toward any equity in the home. It basically covers the governments insurance plan on your own loan.

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