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I do have enough funds on my bank account so I do not know what causes the problem, but I have contacted PayPal support and hopefully I will get an answer on it, because saying that the Steam guidelines state that you must link a credit card to PayPal is just some nonsense in my opinion (no offence though), because it worked multiple times before this problem occured and that statement in the payment guidelines has been there for a long time i think, so yeah.
http://i.imgur.com/4tbUYMq.png