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You need to buy a game from the Steam Store; or redeem a Steam Store bought gift.
A microtransaction will not suffice; seeing as you do not own a retail license.
http://store.steampowered.com/app/270550
The cheapest game on Steam Store.
Do note you don't have to use online payment methods; but can resort to a Steam Wallet card you can redeem at http://store.steampowered.com/account/redeemwalletcode
But anyway, if you need to use the wallet that badly, http://store.steampowered.com/steamaccount/addfunds
Or really, why do you want to use the wallet? What's wrong with just buying the game?