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To qualify, parents along with the dependent student must be U.S. citizens or come with an eligible permanent resident status. They must not in default associated with a federal student loan. In addition, both parent and student should never owe money on a federal education grant. The same requirements submit an application for graduate students which obtain a Grad PLUS loan. If the applicant has low credit score, a cosigner with a good credit score is going to be required.
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