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成都学位雅思代考 3478386518
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成都学位雅思代考 3478386518
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打算去英国留学,自然就要学会如何与英国的银行打交道。而英国银行的服务项目和银行卡类型有哪些呢?下面我们就为各位介绍七种英国主要的银行卡,需要的朋友一定要看看喔!
  英国留学生到达学校后,要尽快开设银行账户,留学生在英国学习期间,很有可能会享受到英国银行所提供的,一些国内银行目前尚未开展的,这一是因为英国的金融业非常发达,二也是因为英国银行完善的。以下介绍英国银行常用的项目类别:
  1. cash card
  
A cash card can be those cards that you can insert into an ATM or other cash dispenser, or a pre-paid credit card, or a card with a preset cash value from a particular store (Costco or Subway), which is read by a cash card reader and used to pay for products or services at that retailer。
  英国银行的现金卡,英文称呼为Cash Card,它主要的作用是帮助持卡人在银行或ATM机上存取现金。
  2. chequeguarantee card
  
A chequeguarantee card is essentially an abbreviatedportable letter of credit granted by a bank to a qualified depositor, providing that when he is paying a business by cheque and the retailer
  writes the card number on the back of the cheque, the cheque was signed in the retailer's presence, and the retailer verifies the signature on the cheque against the signature on the card, then the cheque cannot be stopped and payment cannot be refused by the bank。
  英国银行的支票保证卡,英文称呼为Chequeguarantee Card,它主要的作用是在使用支票时出示,以作为支付保证,支票保证卡上会被注明担保的金额,也就是持卡人每次可以开具支票的最高额度。

  3. debit card
  
Debit cards usually allow for instant withdrawal of cash, acting as the ATM card for withdrawing cash and as a check guarantee card. Merchants may also offer cashback facilities to customers, where a customer can withdraw cash along with their purchase。
  英国银行的借记卡,英文称呼为Debit Card,它主要作用是帮助持卡人在商场里刷卡消费,这样持卡人所消费的费用都会直接通过银行的结算,从相应的账户上扣除。

  (英国银行对以上三种卡会采取合并的形式,将上述的功能统一到一张银行卡上,方便客户的使用。)

  4. credit card
  
A credit card allows its holder to buy goods and services based on the holder's promise to pay for these goods and services.A credit card is different from a charge card: a charge card requires the balance to be paid in full each month. A credit card also differs from a cash card, which can be used like currency by the owner of the card。
  英国银行的信用卡,英文称呼为Credit Card,它主要的作用是透支消费。如果留学生的信用纪录比较好,在申请并经过审核后,英国银行就会为留学生提供一张信用卡,允许留学生从中透支部分资金,而后再定期还款。

5.current account
  
In economics, the current account is one of the two primary components of the balance of payments, the other being the capital account。
  英国银行的现金账户,英文称呼是Current accou
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Founded
March 12