Originally posted by Orz:Does Mint.com have lens flare though? I think not.
Originally posted by michaeldegeynst:Not everyone lives in the USA, therefore not everyone has access to Mint.com.
Originally posted by Sentient Entropy:I think the most important point brought up here is that with YNAB, you are the customer and all the effort put into the software and accompanying classes is there to help you succeed. With Mint.com, you are the product being bundled and handed over to banks for loans, products and services that you might not need if you had a real handle on your cash flow. With any free product, you are not the consumer but rather the marks being attracted and coerced into giving up money (by design, more money than the service would cost you) to outside agencies. Yes, YNAB costs money up front, but what is $15 or even $60 compared to the cost of interest on a loan you didn't really need?
Originally posted by Joe the Guy Who Does Things:If you spent $15 on budgeting software, you are in DESPERATE NEED of someone to teach you how to spend money. It's a vicious cycle.