muckymucks Aug 27, 2013 @ 9:28pm
Save the 15 bucks. Just use Mint.com
You can use the Mint Web site and app to keep your finances in order. And it's all free.
Showing 1-15 of 45 comments
< >
RodeoClown  [developer] Aug 27, 2013 @ 9:37pm 
Mint is great if:
a) You only want to track what you've spent in the past
b) You don't mind your finance software being a day or two behind what you know you've already spent
c) You want lots of ads for home loans and the like (it's free because you aren't the customer)
d) You live in the US

Mint works great for lots of people, but our software is designed to help you work with our method[www.youneedabudget.com]. Check it out and see what you think.

Cheers.
Spawn Zero Aug 27, 2013 @ 11:26pm 
Mint.com has ♥♥♥♥ graphics. everybody knows YNAB renders using the latest DX11 technologies
RodeoClown  [developer] Aug 27, 2013 @ 11:35pm 
Pretty sure you can run YNAB on a DX7-level machine :)
Thraddash Aug 28, 2013 @ 4:56am 
Does Mint.com have lens flare though? I think not.
MONGO-DASH ☑ thug ☐ hipster Aug 28, 2013 @ 8:21am 
Originally posted by Orz:
Does Mint.com have lens flare though? I think not.

Lol, best ever.
OX4 Aug 28, 2013 @ 8:45am 
You also had over all your bank, credit card, and investment account info and passwords to mint.com (which is owned by Intuit). All those data are stored in one central location. Pretty creepy if you ask me.
cokebottle Aug 28, 2013 @ 9:46am 
Not to mention Mint only works in the US and Canada.
Maikel Aug 28, 2013 @ 9:47am 
Not everyone lives in the USA, therefore not everyone has access to Mint.com.
Sentient Entropy Aug 28, 2013 @ 11:24am 
I think the most important point brought up here is that with YNAB, you are the customer and all the effort put into the software and accompanying classes is there to help you succeed. With Mint.com, you are the product being bundled and handed over to banks for loans, products and services that you might not need if you had a real handle on your cash flow. With any free product, you are not the consumer but rather the marks being attracted and coerced into giving up money (by design, more money than the service would cost you) to outside agencies. Yes, YNAB costs money up front, but what is $15 or even $60 compared to the cost of interest on a loan you didn't really need?
donelwero Aug 28, 2013 @ 11:43am 
Originally posted by michaeldegeynst:
Not everyone lives in the USA, therefore not everyone has access to Mint.com.

Yeah, sometimes you get to see SOME americans do think that there's no world outside their country. I'm using YNAB and actually think that having an automated registry of what I do, it's not really what everyone needs.
muckymucks Aug 28, 2013 @ 1:46pm 
Originally posted by Sentient Entropy:
I think the most important point brought up here is that with YNAB, you are the customer and all the effort put into the software and accompanying classes is there to help you succeed. With Mint.com, you are the product being bundled and handed over to banks for loans, products and services that you might not need if you had a real handle on your cash flow. With any free product, you are not the consumer but rather the marks being attracted and coerced into giving up money (by design, more money than the service would cost you) to outside agencies. Yes, YNAB costs money up front, but what is $15 or even $60 compared to the cost of interest on a loan you didn't really need?

I've used Mint for years and I have never even considered signing up for a loan or credit card they have offered. Their advertising isn't even intrusive. It's not even blatant. It's to the side and I have the ability to completely ignore it.

I use the Mint app primarily, and the ads are so subtle and hidden I don't even look at them. And it's silly to think someone has so little restraint that they'll sign up for a $100,000 loan on a whim. People who want some control of their finances are using Mint and wouldn't do that.



Last edited by muckymucks; Aug 28, 2013 @ 1:46pm
[IMHO] Imhotep Aug 28, 2013 @ 3:01pm 
If you spent $15 on budgeting software, you are in DESPERATE NEED of someone to teach you how to spend money. It's a vicious cycle.
Billy Mays Aug 28, 2013 @ 3:03pm 
Joe it is still cheaper than Microsoft Excel, which also takes alot more expertise to use
muckymucks Aug 28, 2013 @ 3:03pm 
Originally posted by Joe the Guy Who Does Things:
If you spent $15 on budgeting software, you are in DESPERATE NEED of someone to teach you how to spend money. It's a vicious cycle.

That's my thought process too. I mean, if someone wants to be smart with their money start by not needlessly spend $15 when there's services out there that work well and are free. The app is what makes Mint perfect for me. I can literally look at my entire financial profile in the palm of my hand anywhere.
RodeoClown  [developer] Aug 28, 2013 @ 3:36pm 
You don't have to buy the app - the method[www.youneedabudget.com] is what makes the whole thing work, and you can do that with pencil and paper. The app just makes it easier to manage, and takes far less effort than setting up your own spreadsheet.
Showing 1-15 of 45 comments
< >
Per page: 15 30 50
Date Posted: Aug 27, 2013 @ 9:28pm
Posts: 45