You Need A Budget 4 (YNAB)

You Need A Budget 4 (YNAB)

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Aero 9 stycznia 2013 o 22:21
What sets this apart from other budget programs...
I'm interested in the software, and really need something easy to work with. And since i'm an avid supporter of steam and steam apps, I find this program interesting. But after researching other budgeting software, methodoligies, I'm not sure why this deserves my 50.00 when other software manages the same results for a fraction of that if anything at all. And why is the iOS version of this 5.00 and this 50.00?

If anyone who's tried dif programs or can offer me up a reason why to use this, please let me know.
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PXPT 12 stycznia 2013 o 6:25 
Virtually every other budgeting software deals with what has gone on in the past and that's it. YNAB enables you to plan for the future and monitor this by taking note of what is happening in the present. It's the best budgeting software that I have used. I've been using it since the first program was released (after the spreadsheet versions).
Klausberger 12 stycznia 2013 o 9:35 
Początkowo opublikowane przez PXPT:
Virtually every other budgeting software deals with what has gone on in the past and that's it. YNAB enables you to plan for the future and monitor this by taking note of what is happening in the present. It's the best budgeting software that I have used. I've been using it since the first program was released (after the spreadsheet versions).

totally signed, and don´t forget about its good User Interface.

The only contra for me as a german User is, that´s not easy to import the Bank-Data from my bank. But thats just a 1/2 contra, because of the very easy manual insertion of new Transactions as the weekly Grocery or monthly fix bills with a sheudle option for every banking/CC/else-Account.

Really good Program, especially with the Smartphone-App.
RodeoClown 12 stycznia 2013 o 12:58 
Początkowo opublikowane przez Aero:
And why is the iOS version of this 5.00 and this 50.00?

The iOS version isn't a full-featured app, it is a transaction entry and budget viewer for the desktop version. Which is why it is significantly cheaper.
Dr. Guaranexx 13 stycznia 2013 o 11:14 
I've been using the previous version of the software for about 2 years now, and have been very happy with it. When I first was looking into buying this software, I was looking into a couple other packages, such as quicken and acemoney. I ultimately decided on YNAB because of a few different key factors. First, I liked how YNAB looked at personal finance management in a different light, by giving each dollar a 'job' as opposed to simply tracking where money gets spent. Second, I really liked the flow of the application. It was easy for me to use and the user interface looked nice. It was clear to me that quite a bit of thought went into the layout and design of this application. And third, I really really really liked the support that is offered by this developer. They have lots of training material in addition to live workshops where anyone can join in for free, learn about how to think in terms of budgets, understand the ins-and-outs of the software, and ask questions about how their unique financial situations can be accommodated through the program.

I'll stop there since it looks like I've written a wall of text already; and I don't want to look like I'm working for them or something, haha. The only reason for me taking the time to write this is because I have been impressed by this software and hope to see this developer continue to succeed because they have a nice product and do a great job of supporting it.
ProprietaryWizard 18 stycznia 2013 o 11:30 
The best way to guage a piece of financial sofware is by how much you actually find yourself using it. I've used about everything worth trying on the market (Mint, Quicken, Microsoft Money, etc.) and it's always been 'use it for a week, and then back to no accountability'

With YNAB I've been using it for over a month now, and the effect on my financial state is /very/ noticeable. My advice to you would be to simple grab the free trial (it's fully featured). If you are still using it at the end of the 34 days, then it's worth buying.
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