RodeoClown  [developer] Jan 7, 2013 @ 10:49am
Dealing with variable income in YNAB
Jesse (the boss/founder) wrote this article back in 2011.
If you're having issues dealing with variable income, check it out:
http://www.youneedabudget.com/blog/2011/slaying-the-variable-income-dragon/
Showing 1-14 of 14 comments
< >
2core_neo Jan 12, 2013 @ 8:39pm 
Thanks for that. That's my main problem and has been for all my 16 yrs of self-employment. Feast to famine...and no, l can't rely on averages, because when the phone doesn't ring, I'm broke. But, YNAB is making it much easier for me to "give the dollars a job" ie: saving.
Hieuman Mar 22, 2013 @ 9:42pm 
Perfect, didn't even have to hunt for this.
Brand New Edgar Suit Aug 28, 2013 @ 8:06pm 
This was a pretty big concern I had, thanks for pinning it. It's nice to see a developer so active on the forums!
@ns1bl3 Sep 13, 2013 @ 10:54am 
Is this something I have to use when, let's say, I have fixed income all over the year but more money in november and december?
RodeoClown  [developer] Sep 13, 2013 @ 1:38pm 
Originally posted by @ns1bl3:
Is this something I have to use when, let's say, I have fixed income all over the year but more money in november and december?
Not really, this is more if you have income that varies a significant amount throughout the year. If you get extra income at some point, just put it into YNAB as an income transaction and then go categorise the extra income on the budget screen, putting it into the categories that make the most sense, so if you need it for a bill or something, budget that money to that category, otherwise go put it in the "moar video games" category or whatever ;))
Astirial Jan 3 @ 9:28pm 
Awesome! Thanks for this.
[VA] BBISAQT Apr 8 @ 9:47pm 
when it says to make a Variable Income Fund, do i make a second account and log it there?
RodeoClown  [developer] Apr 8 @ 10:27pm 
New category, not account.
Accounts represent real life accounts, so you want them to follow as closely as possible to reality.
[VA] BBISAQT Apr 26 @ 8:32pm 
How do i track how much is accumulated in a certain category then? For instance, my 'car replacement fund'. Do i transfer that amount to savings and then keep a written log for what the money is for?
RodeoClown  [developer] Apr 27 @ 3:44pm 
To see how much is accumulated in a certain category, look at the category balance. That tells you exactly how much you have set aside for that category.
Can I strongly suggest checking out one of our free classes, the teachers can explain exactly how this all works, and you can ask questions if you have them: http://ynab.me/freeclass

Cheers,
-Ian
[VA] BBISAQT May 3 @ 3:37pm 
Originally posted by RodeoClown:
To see how much is accumulated in a certain category, look at the category balance. That tells you exactly how much you have set aside for that category.
Can I strongly suggest checking out one of our free classes, the teachers can explain exactly how this all works, and you can ask questions if you have them: http://ynab.me/freeclass

Cheers,
-Ian

i will check that out,thank you for your help!
DP Jun 26 @ 11:47am 
The support for this is the main reason it's a success for me. Thanks!
RodeoClown  [developer] Jun 26 @ 1:28pm 
I'll make sure to let the support and teaching team know you've been successful, it's what they love to hear :)
88.globetrotter Jul 2 @ 9:25pm 
Thanks for the article! As a college student it was a great clarification for handling income from the financial aid, tutoring and side jobs!
Showing 1-14 of 14 comments
< >
Per page: 15 30 50