An Example of an Oxy♥♥♥♥♥
Spending $45 - $60 on software designed to help you improve your budgeting, when most of the features are offered for a fraction of the price, if not free, within competing software and online services. Your bank probably does all of these things for free in its online banking platform. First, and most important tip to budgeting your money: Is it really necessary, and can I find a cheaper alternative? I'm not going to tell you not to buy this, it is convenient, but the price tag is extortion for what it is.