You Need A Budget 4 (YNAB)

You Need A Budget 4 (YNAB)

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Thank you, YNAB and Steam
I haven't yet used YNAB -- in fact, just before I wrote this, I launched the program and started my first budget -- but I wanted to take a second to thank the developers and Steam for bringing it to me.

I stumbled on this yesterday as the Steam Daily Deal and it piqued my interest. I've always been pretty poor at managing money -- I scrape through the month and usually wonder where it all went. I've known for some time that I should be paying more attention to my bank account, but I haven't acted on organizing my funds. I always make excuses -- my income varies, a couple of my bills vary, it's too hard to keep track of all of my expenses manually, etc., etc.

When I saw YNAB as the daily deal it got me wondering how well a program like this would work for me, and everything I read online indicated that it's just what I need to start getting my money on track. The fact that it was $20 meant that I had little to lose, so I grabbed it. I'm very scatterbrained, so I think YNAB is going to be just the push I need to motivate me to keep track of spending. It's accessible, it's friendly, and it seems to work for lots of folks -- worth a shot!

I've seen a lot of people complain: "it's not a game, why is it on Steam," "software doesn't belong on Steam," "daily deals are for games," etc. I beg to differ. If it HADN'T been the daily deal yesterday, I never would have known about YNAB. Furthermore, I'd say I was MORE inclined to buy it because I know Steam, trust Steam, and love that I'll always have it available at my fingertips without having to track down discs/downloads elsewhere.

Software like this is great to have available, and is a win-win for everybody by including it on Steam. YNAB gets more revenue, Steam gets a cut of the profit, and we as gamers are introduced to software that we might not otherwise have known about. I'm so happy that the developers and the Steam community embraced this concept to bring YNAB to Steam. Thanks guys, and I look forward to working with it in the future!

Last edited by Krombopulos Michael; Mar 23, 2013 @ 7:25am
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Showing 1-9 of 9 comments
Taytay  [developer] Mar 23, 2013 @ 7:28am 
Wow, BCS, thanks for the awesome post! You're quite welcome! :) It's been cool to see so many people like yourselves get introduced to us that might never have heard of us before!

Since you're new here, I wanted to recommend our free "Introduction to YNAB" class happening in about 2.5 hours:
(I've never heard anyone regret attending. :) )

Welcome to YNAB! (We've got a success story section in our site forums where I look forward to seeing your story some day! )

SCSwat Mar 23, 2013 @ 8:09am 
I have to say that the above comments echo my sentiments exactly, I have been doing some background research on the YNAB team and they all appear to be people just like us, who care enough to spread a concept that has proven to be a successful method for personal finance management. I had intended on buying YNAB the moment it went on special. I was expecting $45 like last time, and still would have paid that much for it! As luck would have it, the much awaited software was on SPECIAL for $20 and was an immediately justifyable expenditure! Thank you YNAB and Steam! As for Steam/Valve diverging into software that is other than game related, I say YES. As the user above stated, I also trust steam to bring me reliable deals and a wide variety of software titles AND games.
Taytay  [developer] Mar 23, 2013 @ 8:22am 
Welcome SCSwat! Awesome to have you on board too!

To give some perspective on this deal, we _rarely_ run sales. We know that a daily deal on Steam though is a "big deal" though, so we wanted to price accordingly. "Swing for the fences" as it were. The last time YNAB cost $20 was probably over 6 years ago, when our founder, Jesse, was selling a spreadsheet from his college apartment. :)
Thanks! I just signed up for today's webinar.

Funny how a link I clicked on thinking it was some quirky indie management sim has led me to attending a webinar about financial control, hmm?
Taytay  [developer] Mar 23, 2013 @ 9:01am 
Saga Mar 23, 2013 @ 9:15am 
I was having trouble controlling my finances because i was suddenly dropped with my grandmother/father´s numbers too as they are no longer able or willing to deal with them due to their advanced age.

Having next to no knowledge on budgeting or dealing with a big volume of cash, debts and bills, i soon found myself to be overwhelmed by it and even lost some money in the process due to poor decisions and planning.

That is in the past, though, as YNAB is helping even a complete financial newbie like me, to take control over those nasty numbers.

Last edited by Saga; Mar 23, 2013 @ 9:17am
Taytay  [developer] Mar 23, 2013 @ 9:23am 
Oh man Saga - that's heavy. Thanks for posting though. That's awesome that YNAB has been helpful.
lee Mar 23, 2013 @ 9:52am 
Originally posted by Better Call Saul!:
I haven't yet used YNAB -- in fact, just before I wrote this, I launched the program and started my first budget -- but I wanted to take a second to thank the developers and Steam for bringing it to me. [...]

I agree with everything in the parent post. I just bought YNAB last night whilst it was on sale. I came to the discussion forum looking to see if anybody else had had the same problem as me - I want to use YNAB without having to have Steam running (I get charged if I go over a 50GB/month download cap, not exactly a budget-friendly operation, and Steam won't allow global download scheduling). The attitude of the developers (at least RodeoClown, in the threads I was reading) is absolutely fantastic - not only is YNAB decoupled from Steam (so you can run it by modifying a shortcut), but you can extract your activation key and feed it to a copy downloaded from the YNAB site and run it completely standalone. And then there's their/his attitude to the utter fools whining about non-gaming software on Steam, remaining professional where I would've probably told them to go ♥♥♥♥ themselves with something sharp and rusty. On top of that, openly saying "here are the principles our software is based on, you can implement these in paper or Excel"... wow. It's a refreshing blast of professionalism and honesty in a corner of the internet that often reads like a sewer.

Thank you guys and girls very much indeed!
Last edited by lee; Mar 23, 2013 @ 9:53am
V3NOM Mar 25, 2013 @ 3:55pm 
I had this app in my wishlist since December when I first saw it here in Steam. I have tried to manage my money with about everything: iOS basic apps, excel, handwritting; but all this choises became unmanageable with time.

When I saw this app trailer I almost cry, but I didn't have the money to get it. So glad that the deal came out. I have been the whole day watching videos, setting up my accounts and categories, and learning. I'm anxious to get my next payment (April 1) so I can start YNAB with everything else.

Thank you so much for this amazing app, I can see myself really organized in the future and that is more than awesome!

I would recommend this app to anyone who wants to remove the sensation of ghost money of their lifes!

Thanks again! :D
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Date Posted: Mar 23, 2013 @ 7:17am
Posts: 9